Credit Risk Manager

  Central Malta  |  €34,000 - €55,000 Annually 

A well-established Bank is looking for a Credit Risk Manager to join their team:

Responsibilities:

  • Ensure adherence to the Bank’s Credit Risk Policies, guidelines, and procedures during loan transactions, while providing coaching to team members
  • Maintain the Credit Risk profile of the Advances portfolio in line with approved Key Credit Risk Indicators (KCRIs)
  • Evaluate and recommend lending proposals above a specified threshold, facilities deviating from guidelines, and Non-Performing exposures
  • Conduct periodic risk-based checks as part of the second line of defense, ensuring timely communication with relevant units and contributing to biannual risk reports
  • Stay informed about economic, political, social, and regulatory developments to suggest adjustments to Credit Risk Policy and Key Risk Indicators. 
  • Oversee subordinate work, ensuring adherence to standards, timely task completion, and support the coordination of IT upgrades and regulatory reporting
  • Participate in committees and meetings, including minute-taking responsibilities as needed

Skill-sets and Requirements

  • 4 years of experience working within the second line of defense
  • A minimum of 3 years of previous local working experience in a similar position in a Credit function with a strong retail/commercial banking background
  • Fluent in both written and spoken English and Maltese

Education & Experience

MQF Level 6 in Banking, Finance or Economics/CFA

Benefits

  • Subsidized loan rates
  • Health and life insurance
  • Pension scheme
  • Mobile plan
  • Performance Bonus

Job Reference: CB624


  • Primary job focus
    Banking
  • Job type
    Full Time
  • Employment level
    Experienced (3 years +)
  • Work Location
    On Premises
  • Employer industry
    Banking
  • Languages
    English, Maltese

Banking Jobs in Malta entail the provision of financial advice to both commercial and private clients within banks and other organisations within the finance industry. Jobs in Banking within this sector include consumer and corporate lending, credit management, investment jobs and risk evaluation.

  • Job Reference
    CB624
  • Date Published
    01/02/2024
  • Status
    Evaluating CVs

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