Credit and Product Finance Officer

  Central Malta  |  up to €30,000 Annually 

Our client operating in the Financial industry is currently on the lookout for a Credit and Product Finance Officer to join their team.

Duties include: 

  • Review and approve loan applications per internal lending guidelines and established risk frameworks.
  • Conduct comprehensive financial evaluations of potential clients to determine creditworthiness.
  • Contribute to the rollout and oversight of a new financial product, ensuring smooth adoption across current workflows.
  • Identify, engage, and nurture long-term relationships with new clients to drive business growth.
  • Offer expert guidance to customers on product benefits, financing solutions, and credit arrangements.
  • Compile and deliver accurate monthly reports, including performance metrics and profitability analysis, for senior leadership review.
  • Assist in the creation and enhancement of financial models to evaluate product success and business impact.
  • Generate periodic and on-demand reports that provide actionable insights and strategic recommendations.
  • Partner with internal departments and external financial institutions to process and manage bills of exchange.
  • Track and reconcile all incoming and outgoing financial transactions to ensure proper fund flow management.
  • Keep customer account records updated, verifying the accuracy and consistency of all entries.
  • Support audit processes by supplying detailed documentation and analytical data as requested.
  • Continuously seek opportunities to streamline operations, enhance efficiency, and mitigate potential risks.

Requirements

  • Minimum of 2 years of local experience in banking, finance or a related field
  • Fluency in both written and spoken English

Education and Experience

  • Diploma related to Banking, Finance or similar

Job Reference: WR640


  • Category
    Banking
  • Job type
    Full Time
  • Employment level
    Intermediate (1-3 years)
  • Work Location
    On Premises
  • Employer industry
    Financial Services
  • Languages
    English

Banking Jobs in Malta entail the provision of financial advice to both commercial and private clients within banks and other organisations within the finance industry. Jobs in Banking within this sector include consumer and corporate lending, credit management, investment jobs and risk evaluation.

  • Job Reference
    WR640
  • Date Published
    06/05/2025
  • Status
    Shortlisting

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