Commercial Officer

A leading company in the banking sector is looking to recruit a Commercial Officer to join their team and support with the day-to-day operations of the bank while also assisting client with queries as necessary.

Responsibilities:

• Ensuring that the credit files are updated and in line with the bank’s compliance and regulatory requirements
• Processing applications for drawings from the loans and for the on-boarding of customers
• Holding and attending meetings and interviews with existing/prospective customers
• Assisting the Senior Officers in monitoring, controlling, reviewing, and servicing the portfolio of corporate and commercial customers
• Assisting in the preparation/review of the Daily Excess Report/s, whilst also ensuring that exposures are approved by the appropriate approving authority
• Compiling returns, reports, statistics, and other ad hoc reports relating to credit facilities as required from time to time
• Selling advances products as well as cross-selling other products and services to customers
• Assisting in the preparation of credit applications for the review of facilities
• Acting as the intermediary between the client and other departments internally, relating to pre-deed and post-deed legal formalities, among others, to ensure the best service for clients
• Performing other ad hoc tasks as needed from time to time

Requirements

• Previous local exposure to banking
• Fluency in Maltese and English
• Willing to learn
• Excellent communication and interpersonal skills

Education and Experience

• In possession or in the process of obtaining a Bachelor's degree or Diploma in Financial Services, Banking or a related field

Benefits

• Pension scheme
• Health insurance
• Subsidized loan rates
• Free use of gym

Job Reference: TT437