Junior Credit Analyst

Malta  |  €28,000 - €35,000 

Our client, a well-known CSP, is looking to recruit a Junior Credit Analyst into their growing team. 


  • Review of Financial Statements and Quantitative and Qualitative information on prospective/actual clients submitted by Business Units 
  • Updating  internal rating system (Moody’s Credit Lens) to evaluate customer’s financial status
  • Assisting senior credit analysts in the preparation & completion of the final credit applications (with particular focus on financial and structuring credit reviews and write-ups) which are submitted to senior management and/or the Credit Committee
  • Reviewing any transactions or amendments related to pre-approved transactions & other credit-related requests
  • Analyse and interpret credit bureau reports
  • Monitoring the credit portfolio in relation to account conduct & industry trend
  • Use in-house and external rating agency credit rating tools and other economic indicators to supplement analysis
  • Maintaining compliance with the bank’s internal risk policies, guidelines, regulatory requirements and underlying procedures at all times​

Skill-sets and Requirements

  • 2-3 years prior experience in the financial sector, lending, trade finance products, factoring & accounting considered an asset
  • Computer literate and conversant in Microsoft Office suite
  • Good interpersonal, communication skills in both written and spoken English
  • Possess positive attitude, flexible, good team player with ability to work independently and to multi-task
  • Lending, trade finance products, factoring & accounting experience would considered an asset
  • Greek Language speaking, reading & writing proficiency considered an asset

Education & Experience

A professional qualification in one of the following areas: Banking and Finance or Accounting or related area;


  • Health, Life and Personal Accident insurance cover
  • Mortgage & Personal Loan interest subsidy
  • Pension plan
  • Study Support scheme
  • Fitness allowanc
  • Child Care allowance

Job Reference: NB019

  • Primary job focus
  • Job type
    Full Time
  • Employment level
    Intermediate (1-3 years)
  • Employer industry
    Financial Services
  • Languages

Banking Jobs in Malta entail the provision of financial advice to both commercial and private clients within banks and other organisations within the finance industry. Jobs in Banking within this sector include consumer and corporate lending, credit management, investment jobs and risk evaluation.

  • Job Reference
  • Closing Date
  • Date Published
  • Status

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